Insurance Coverage and Subrogation
Lowe Stein’s lawyers are known for their skills as negotiators, litigators,
and appellate counsel. We routinely handle disputes between policyholders
and their insurers, between insurers and brokers involving the placement
of coverage, and among insurers involving their respective obligations
to provide coverage.
When litigation with a policyholder is necessary, we understand that the
right venue is essential. Lowe Stein’s lawyers have appeared in
courts throughout Louisiana in insurance coverage disputes involving interpretation
of general liability, property, professional liability, employers’
liability, maritime employers’ liability, protection and Indemnity,
hull, and other types of policies. Lowe Stein’s lawyers have successfully
defended insurers against allegations of statutory “bad faith,”
either by obtaining summary judgment or at trial. Whether the allegations
are based upon claims handling or “bad faith” failure to settle,
we represent our clients effectively and aggressively. Utilizing our experience
in interpreting many types of insurance policies and with detailed knowledge
of the typical terms and conditions of most policies, Lowe Stein’s
attorneys can issue insurance coverage opinions and draft reservation
of rights correspondence quickly, often within days.
Lowe Stein’s lawyers are also adept at pursuing subrogation on behalf
of property, workers compensation, ERISA, disability and LHWCA insurers.
If notified of the loss immediately, Lowe Stein’s lawyers can access
a network of experts to investigate the loss and quickly determine the
viability of subrogation.